News

Six-to-three vote to hold at 3.75%

Do not wait until your deal ends and you slip onto your lender's standard variable rate.

First Step stands out for what it allows. It accepts gifted deposits, lends on new-build houses, and considers self-employed applicants.

Mortgage Advisers now have lenders who are comfortable with Family Investment Companies (FICs).

Criminals steal your identity and forge a few documents. They then sell your home, mortgage it, or transfer ownership. AI is making it worse. Forged documents now slip past checks built for an older era of fraud.

Nationwide says all 13 UK regions posted price rises in the second quarter; however, the market isn't booming or busting. It's treading water, waiting for clarity.

New research found that 49% of Gen Z adults worry their credit history will block them from buying a home in a survey of 2,000 UK adults aged 18 to 28.

"If you are ready to move, conditions are more favourable than they were three months ago" says Zoopla

2.99% with no product fee, open to its existing TMW buy-to-let landlords

A few landlords now hold property through more complex company setups. Some sit within layered structures for tax, ownership, or long-term planning reasons. Those cases can quickly narrow down lender choices.

If you've been hunting for a bungalow, you've probably noticed something. There aren't many about. The few that exist go quickly, often above the asking price.

The best self-build mortgage is not always the one with the lowest headline rate. It is the one that keeps the site moving.

If you've already decided you'll never own a home, stop. New research suggests you may be ruling yourself out before you've even asked the question.

A third of UK renters save £100/month or less — putting a deposit 35 years away.

The real win is not finding a perfect area. It is finding a home that is sustainable to own. That may be less central. It may be less trendy. It may need a train timetable.

From 22 June 2026, councils can fine landlords up to £7,000 for serious damp and mould hazards under the updated HHSRS.

What does Starmer's resignation mean for your money?

Cyborg Finance is pleased to announce expanded options for our clients with access to a specialist mortgage lender focused on Shariah-compliant residential and Buy-to-Let (BTL) property finance.

An educational look at what “going it alone” means for mortgage brokers, comparing direct authorisation with network membership and outlining the practical advantages and challenges.

Landlords must serve the New Government Document Must Be by 31 May 2026 or face fines of up to £7,000

Homeowners and borrowers are facing a sudden rise in mortgage costs as lenders withdraw products and reprice deals at short notice.

Precise Mortgages is stepping away from buy-to-let to focus on residential and bridging — what it means for affected landlords.

The Renters’ Rights Act just sailed through Royal Assent yesterday. It's officially law now. But here's the good news: nothings changed yet. Likely not kicking in until sometime in early 2026.

Borrow up to six times your yearly income.

The UK's Largest BTL lender starts offering Limited Company Buy-to-Let

More power to landlords! 85% LTV BTL mortgage entry brings fresh competition to existing offering.

Bank Base Rate cut to 4.25%

First Time Buyers! Pay NOTHING for 3 month. Move in, settle down, with just a 5% deposit.

New TMW 2.99% landlord mortgage sounds great, but a 3% fee means it’s not always the best deal!

Coventry just launched a Limited Company Buy-to-Let Mortgage.

Secure a mortgage of up to £350,000, compared to £225,000 under the standard limit.

Buy-to-let is now the most-registered business type at Companies House, with more than 400,000 UK landlord companies.

Bank Base Rate CUT to 4.5% mortgages continue to fall and Housing is looking positive.

Limited Offer! Buckinghamshire Building Society just launched a market-leading 5.49% fixed rate for 5 years on Limited Company Buy-to-Let Mortgages.

The mortgage landscape has shifted! With the gap between two-year and five-year fixed rates at its lowest in two years, what does this tell us about economic forecasts?

Discover why now might be the perfect time to invest in buy-to-let properties as rental yields increase and market optimism grows.

Labour tightens Renters Rights Bill

Landlords are seeking higher yields from unusual properties

A borrowing boost for Landlords choosing Santander

21 tenants for each home, as landlords plan to sell.

House Prices Up by going green but not enough, says TMW.

Act now to benefit from the higher discounts.

Bank Base Rate is stays at 5.25% but Housing is looking positive.

Today was the first increase in Stamp Duty (SDLT) the next is in April.

Landlords have More Intercompany Loan Options

Bank Base Rate is stays at 5.25% but Housing is looking positive.

Bank Base Rate CUT to 5.00% mortgages continue to fall and Housing is looking positive.

Bank Base Rate Cut in August, no November or maybe ..

WIth Market-Leading Mortgage Products

Freedom to Buy Scheme is claimed to help 80,000 First Time Buyers

The largest lenders in the UK do not offer buy-to-let mortgages for limited companies.

UK inflation fell to 2.3%, its lowest level in three years — what it could mean for mortgage rates and first-time buyers.

Some banks prohibit tenants from having longer tenancies.

Lower your monthly payments, but at what cost?

Understanding the Fees Behind Buy-to-Let Mortgages: Why They Might Not Be as Bad as They Seem

A borrowing boost for Landlords choosing LandBay

A Mortgage Valuation is not a Property Survey

Bank Base Rate is stays at 5.25%, Mortgage Rate Up but Housing is looking positive.

Lettings experts share practical advice on preventing rent arrears and keeping landlord cashflow under control.

How mortgage lenders fund their lending — savings, government schemes and wholesale markets — and why it affects the rate you pay.

It's getting cold