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New LTD Company BTL Lender (Buckinghamshire)

Limited Offer! Buckinghamshire Building Society just launched a market-leading 5.49% fixed rate for 5 years on Limited Company Buy-to-Let Mortgages.

New LTD Company BTL Lender (Buckinghamshire)

Limited Company BTL, a market that many big lenders have yet to enter, has a new entrant, and they launched a competitive product.

Buckinghamshire Building Society now offers an 80% LTV Buy-to-Let Mortgage at 5.49% fixed for 5 years.

In certain circumstances, this is a market-leading mortgage product for Incorporated Landlords. Unfortunately, it is a limited offer (for now?).

The Building Society says the products are only available for limited companies SPV with a maximum of three Buy-to-Let mortgaged properties.

The lender has some good criteria, including a minimum income of £25,000, a 10% annual overpayment allowance, day-one special purpose vehicles (SPVs), and first-time buyers and first-time landlords.

The mortgage has a 125% interest coverage ratio (ICR) for limited company applicants, giving a good rental affordability assessment.

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Low Fee Comparison

We can compare it with other low-fee Limited Company BTL Mortgage Products:

  • 5.49% with a £1,195 fee with Buckinghamshire Building Society
  • 5.49% with a £1,495 fee with Bath Building Society
  • 6.39% with a £0 fee with Leeds Building Society
  • 6.85% with a £200 fee with Zephr Building Society
  • 7.19% with a £200 fee with Landbay
Based on today's mortgage rates (15/01/2025), the examples shown may not be accurate if you are reading this even a day later.

Top Lenders Comparison

The largest BTL lender, with a 10.4% market share, is The Mortgage Works (TMW). However, their best 5-year Fixed 80% LTV LTD Company BTL mortgage product has a higher rate of 5.99% and a 2% fee.

The second-largest BM Solutions (9.9% Market Share) and the third-largest Natwest (8.6% Market Share) do not offer Limited Company BTL Mortgages.

Based on today's mortgage rates (15/01/2025), the examples shown may not be accurate if you are reading this even a day later.
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Also Launched

They are also launching:

  • a three-year fix at 6.09% for expats up to 75% LTV
  • an expat holiday let deal at 6.09% discount for two years up to 75% LTV
  • a two-year fix at 5.79% for holiday lets up to 75% LTV.

As seen on

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Phone number
01133 205 902
Postal address
31 Bradford Chamber Business Park,
New Lane, Bradford, BD4 8BX

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FCA Authorised

We are authorised and regulated by the Financial Conduct Authority (No. 919921). The Financial Conduct Authority does not regulate most Buy to Let mortgages.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Our initial consultation is free. If you choose to proceed, we’ll explain any broker fees upfront before you commit.

British Company

Cyborg Finance Limited is registered in England and Wales (No. 12131863) at Bradford Chamber, New Lane, Bradford, BD4 8BX.