Mortgage Search

Search mortgage products from across the market. Adjust your filters and compare results by lowest true cost or lowest initial rate.

Purpose

Purchase

Remortgage

Mortgage type

Residential

Buy to Let

Property value

Deposit

Loan amount £200,000

LTV 80%

Rate type

Fixed

Variable

Tracker

Initial rate period

2 Years

5 Years

10 Years

Lowest Initial Rate

Lowest True Cost

Lowest Monthly Payment

Lender

Rate Type

Initial Term

Fees

Halifax

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.69%

Fixed

28 months

Initial term	28 months
Fixed until	31 Dec 2028

£1,133

Interest Loan × initial rate	£782
Repayment Capital repayment	£352
Total monthly payment	£1,133

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Valuation fee	£100
Total fees	£100

£218,470

Monthly payments (initial) £1,133 × 24 months	£27,200
Capital remaining	£191,169
Valuation fee	£100
True cost	£218,470

Excludes broker fees, legal fees and early repayment charges.

Halifax

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.69%

Fixed

28 months

Initial term	28 months
Fixed until	31 Dec 2028

£1,133

Interest Loan × initial rate	£782
Repayment Capital repayment	£352
Total monthly payment	£1,133

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Valuation fee	£100
Total fees	£100

£218,470

Monthly payments (initial) £1,133 × 24 months	£27,200
Capital remaining	£191,169
Valuation fee	£100
True cost	£218,470

Excludes broker fees, legal fees and early repayment charges.

Halifax

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.52%

Fixed

28 months

Initial term	28 months
Fixed until	31 Dec 2028

£1,114

Interest Loan × initial rate	£753
Repayment Capital repayment	£361
Total monthly payment	£1,114

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,099

Fee	Amount
Arrangement fee	£999
Valuation fee	£100
Total fees	£1,099

£218,794

Monthly payments (initial) £1,114 × 24 months	£26,735
Capital remaining	£190,960
Arrangement fee	£999
Valuation fee	£100
True cost	£218,794

Excludes broker fees, legal fees and early repayment charges.

Halifax

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.52%

Fixed

28 months

Initial term	28 months
Fixed until	31 Dec 2028

£1,114

Interest Loan × initial rate	£753
Repayment Capital repayment	£361
Total monthly payment	£1,114

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,099

Fee	Amount
Arrangement fee	£999
Valuation fee	£100
Total fees	£1,099

£218,794

Monthly payments (initial) £1,114 × 24 months	£26,735
Capital remaining	£190,960
Arrangement fee	£999
Valuation fee	£100
True cost	£218,794

Excludes broker fees, legal fees and early repayment charges.

Coventry Building Society

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.84%

Fixed

28 months

Initial term	28 months
Fixed until	31 Dec 2028

£1,151

Interest Loan × initial rate	£807
Repayment Capital repayment	£344
Total monthly payment	£1,151

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£133

Fee	Amount
Telegraphic transfer fee	£8
Total fees	£133

£218,974

Monthly payments (initial) £1,151 × 24 months	£27,615
Capital remaining	£191,351
Telegraphic transfer fee	£8
Other	£125
True cost	£218,974

Excludes broker fees, legal fees and early repayment charges.

Nationwide Building Society

Includes £500 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.99%

Fixed

2 years

2 years fixed

£1,168

Interest Loan × initial rate	£832
Repayment Capital repayment	£336
Total monthly payment	£1,168

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£0

Fee	Amount
Lender conveyancing fee	£130
Total fees	£0
Cashback	−£500

£219,062

Monthly payments (initial) £1,168 × 24 months	£28,032
Capital remaining	£191,529
Less cashback	£-500
True cost	£219,062

Excludes broker fees, legal fees and early repayment charges.

Nationwide Building Society

Includes £500 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.74%

Fixed

2 years

2 years fixed

£1,139

Interest Loan × initial rate	£790
Repayment Capital repayment	£349
Total monthly payment	£1,139

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£999

Fee	Amount
Arrangement fee	£999
Lender conveyancing fee	£130
Total fees	£999
Cashback	−£500

£219,067

Monthly payments (initial) £1,139 × 24 months	£27,338
Capital remaining	£191,230
Arrangement fee	£999
Less cashback	£-500
True cost	£219,067

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £350 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.72%

Fixed

26 months

Initial term	26 months
Fixed until	31 Oct 2028

£1,137

Interest Loan × initial rate	£787
Repayment Capital repayment	£350
Total monthly payment	£1,137

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,016

Fee	Amount
Telegraphic transfer fee	£17
Arrangement fee	£999
Lender conveyancing fee	£295
Total fees	£1,016
Cashback	−£350

£219,155

Monthly payments (initial) £1,137 × 24 months	£27,283
Capital remaining	£191,206
Telegraphic transfer fee	£17
Arrangement fee	£999
Less cashback	£-350
True cost	£219,155

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £350 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.72%

Fixed

26 months

Initial term	26 months
Fixed until	31 Oct 2028

£1,137

Interest Loan × initial rate	£787
Repayment Capital repayment	£350
Total monthly payment	£1,137

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,016

Fee	Amount
Lender conveyancing fee	£295
Telegraphic transfer fee	£17
Arrangement fee	£999
Total fees	£1,016
Cashback	−£350

£219,155

Monthly payments (initial) £1,137 × 24 months	£27,283
Capital remaining	£191,206
Telegraphic transfer fee	£17
Arrangement fee	£999
Less cashback	£-350
True cost	£219,155

Excludes broker fees, legal fees and early repayment charges.

Bank Of Ireland

Includes £300 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.84%

Fixed

28 months

Initial term	28 months
Fixed until	31 Dec 2028

£1,151

Interest Loan × initial rate	£807
Repayment Capital repayment	£344
Total monthly payment	£1,151

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£705

Fee	Amount
Telegraphic transfer fee	£15
Arrangement fee	£495
Application fee	£195
Total fees	£705
Cashback	−£300

£219,176

Monthly payments (initial) £1,151 × 24 months	£27,615
Capital remaining	£191,351
Telegraphic transfer fee	£15
Arrangement fee	£495
Less cashback	£-300
True cost	£219,176

Excludes broker fees, legal fees and early repayment charges.

Nationwide Building Society

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.90%

Fixed

2 years

2 years fixed

£1,158

Interest Loan × initial rate	£817
Repayment Capital repayment	£341
Total monthly payment	£1,158

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£0

Fee	Amount
Lender conveyancing fee	£130
Total fees	£0

£219,204

Monthly payments (initial) £1,158 × 24 months	£27,781
Capital remaining	£191,423
True cost	£219,204

Excludes broker fees, legal fees and early repayment charges.

Nationwide Building Society

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.90%

Fixed

2 years

2 years fixed

£1,158

Interest Loan × initial rate	£817
Repayment Capital repayment	£341
Total monthly payment	£1,158

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£0

Fee	Amount
Lender conveyancing fee	£130
Total fees	£0

£219,204

Monthly payments (initial) £1,158 × 24 months	£27,781
Capital remaining	£191,423
True cost	£219,204

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £350 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.99%

Fixed

26 months

Initial term	26 months
Fixed until	31 Oct 2028

£1,168

Interest Loan × initial rate	£832
Repayment Capital repayment	£336
Total monthly payment	£1,168

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£17

Fee	Amount
Telegraphic transfer fee	£17
Lender conveyancing fee	£295
Total fees	£17
Cashback	−£350

£219,229

Monthly payments (initial) £1,168 × 24 months	£28,032
Capital remaining	£191,529
Telegraphic transfer fee	£17
Less cashback	£-350
True cost	£219,229

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £350 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.99%

Fixed

26 months

Initial term	26 months
Fixed until	31 Oct 2028

£1,168

Interest Loan × initial rate	£832
Repayment Capital repayment	£336
Total monthly payment	£1,168

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£17

Fee	Amount
Telegraphic transfer fee	£17
Lender conveyancing fee	£295
Total fees	£17
Cashback	−£350

£219,229

Monthly payments (initial) £1,168 × 24 months	£28,032
Capital remaining	£191,529
Telegraphic transfer fee	£17
Less cashback	£-350
True cost	£219,229

Excludes broker fees, legal fees and early repayment charges.

Virgin Money

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.90%

Fixed

27 months

Initial term	27 months
Fixed until	1 Nov 2028

£1,158

Interest Loan × initial rate	£817
Repayment Capital repayment	£341
Total monthly payment	£1,158

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£124

Fee	Amount
Telegraphic transfer fee	£25
Lender conveyancing fee	£150
Total fees	£124

£219,229

Monthly payments (initial) £1,158 × 24 months	£27,781
Capital remaining	£191,423
Telegraphic transfer fee	£25
Redemption admin fee	£99
True cost	£219,229

Excludes broker fees, legal fees and early repayment charges.

Nationwide Building Society

Includes £500 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

5.04%

Fixed

2 years

2 years fixed

£1,174

Interest Loan × initial rate	£840
Repayment Capital repayment	£334
Total monthly payment	£1,174

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£0

Fee	Amount
Lender conveyancing fee	£130
Total fees	£0
Cashback	−£500

£219,261

Monthly payments (initial) £1,174 × 24 months	£28,172
Capital remaining	£191,588
Less cashback	£-500
True cost	£219,261

Excludes broker fees, legal fees and early repayment charges.

Halifax

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.89%

Fixed

28 months

Initial term	28 months
Fixed until	31 Dec 2028

£1,156

Interest Loan × initial rate	£815
Repayment Capital repayment	£341
Total monthly payment	£1,156

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Valuation fee	£100
Total fees	£100

£219,264

Monthly payments (initial) £1,156 × 24 months	£27,754
Capital remaining	£191,411
Valuation fee	£100
True cost	£219,264

Excludes broker fees, legal fees and early repayment charges.

Halifax

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.89%

Fixed

28 months

Initial term	28 months
Fixed until	31 Dec 2028

£1,156

Interest Loan × initial rate	£815
Repayment Capital repayment	£341
Total monthly payment	£1,156

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Valuation fee	£100
Total fees	£100

£219,264

Monthly payments (initial) £1,156 × 24 months	£27,754
Capital remaining	£191,411
Valuation fee	£100
True cost	£219,264

Excludes broker fees, legal fees and early repayment charges.

Halifax

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.89%

Fixed

28 months

Initial term	28 months
Fixed until	31 Dec 2028

£1,156

Interest Loan × initial rate	£815
Repayment Capital repayment	£341
Total monthly payment	£1,156

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Valuation fee	£100
Total fees	£100

£219,264

Monthly payments (initial) £1,156 × 24 months	£27,754
Capital remaining	£191,411
Valuation fee	£100
True cost	£219,264

Excludes broker fees, legal fees and early repayment charges.

Halifax

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.89%

Fixed

28 months

Initial term	28 months
Fixed until	31 Dec 2028

£1,156

Interest Loan × initial rate	£815
Repayment Capital repayment	£341
Total monthly payment	£1,156

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Valuation fee	£100
Total fees	£100

£219,264

Monthly payments (initial) £1,156 × 24 months	£27,754
Capital remaining	£191,411
Valuation fee	£100
True cost	£219,264

Excludes broker fees, legal fees and early repayment charges.

Nationwide Building Society

Includes £500 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.79%

Fixed

2 years

2 years fixed

£1,145

Interest Loan × initial rate	£798
Repayment Capital repayment	£347
Total monthly payment	£1,145

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£999

Fee	Amount
Arrangement fee	£999
Lender conveyancing fee	£130
Total fees	£999
Cashback	−£500

£219,266

Monthly payments (initial) £1,145 × 24 months	£27,476
Capital remaining	£191,291
Arrangement fee	£999
Less cashback	£-500
True cost	£219,266

Excludes broker fees, legal fees and early repayment charges.

Santander UK Plc

Includes £250 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.98%

Fixed

28 months

Initial term	28 months
Fixed until	2 Dec 2028

£1,167

Interest Loan × initial rate	£830
Repayment Capital repayment	£337
Total monthly payment	£1,167

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£475

Fee	Amount
Other	£225
Total fees	£475
Cashback	−£250

£219,272

Monthly payments (initial) £1,167 × 24 months	£28,004
Capital remaining	£191,518
Clawback fee	£250
Less cashback	£-250
True cost	£219,272

Excludes broker fees, legal fees and early repayment charges.

NatWest

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.91%

Fixed

27 months

Initial term	27 months
Fixed until	30 Nov 2028

£1,159

Interest Loan × initial rate	£818
Repayment Capital repayment	£340
Total monthly payment	£1,159

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£30

Fee	Amount
Lender conveyancing fee	£118
Telegraphic transfer fee	£30
Total fees	£30

£219,274

Monthly payments (initial) £1,159 × 24 months	£27,809
Capital remaining	£191,435
Telegraphic transfer fee	£30
True cost	£219,274

Excludes broker fees, legal fees and early repayment charges.

Santander UK Plc

Includes £250 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.73%

Fixed

28 months

Initial term	28 months
Fixed until	2 Dec 2028

£1,138

Interest Loan × initial rate	£788
Repayment Capital repayment	£350
Total monthly payment	£1,138

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,474

Fee	Amount
Booking fee	£999
Other	£225
Total fees	£1,474
Cashback	−£250

£219,277

Monthly payments (initial) £1,138 × 24 months	£27,311
Capital remaining	£191,218
Booking fee	£999
Clawback fee	£250
Less cashback	£-250
True cost	£219,277

Excludes broker fees, legal fees and early repayment charges.

Bank Of Ireland

Includes £300 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.75%

Fixed

28 months

Initial term	28 months
Fixed until	31 Dec 2028

£1,140

Interest Loan × initial rate	£792
Repayment Capital repayment	£349
Total monthly payment	£1,140

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,205

Fee	Amount
Telegraphic transfer fee	£15
Arrangement fee	£995
Application fee	£195
Total fees	£1,205
Cashback	−£300

£219,318

Monthly payments (initial) £1,140 × 24 months	£27,366
Capital remaining	£191,242
Telegraphic transfer fee	£15
Arrangement fee	£995
Less cashback	£-300
True cost	£219,318

Excludes broker fees, legal fees and early repayment charges.

Bank Of Ireland

Includes £300 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.75%

Fixed

28 months

Initial term	28 months
Fixed until	31 Dec 2028

£1,140

Interest Loan × initial rate	£792
Repayment Capital repayment	£349
Total monthly payment	£1,140

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,205

Fee	Amount
Telegraphic transfer fee	£15
Arrangement fee	£995
Application fee	£195
Total fees	£1,205
Cashback	−£300

£219,318

Monthly payments (initial) £1,140 × 24 months	£27,366
Capital remaining	£191,242
Telegraphic transfer fee	£15
Arrangement fee	£995
Less cashback	£-300
True cost	£219,318

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £250 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.99%

Fixed

26 months

Initial term	26 months
Fixed until	31 Oct 2028

£1,168

Interest Loan × initial rate	£832
Repayment Capital repayment	£336
Total monthly payment	£1,168

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£17

Fee	Amount
Telegraphic transfer fee	£17
Lender conveyancing fee	£295
Total fees	£17
Cashback	−£250

£219,329

Monthly payments (initial) £1,168 × 24 months	£28,032
Capital remaining	£191,529
Telegraphic transfer fee	£17
Less cashback	£-250
True cost	£219,329

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £250 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.99%

Fixed

26 months

Initial term	26 months
Fixed until	31 Oct 2028

£1,168

Interest Loan × initial rate	£832
Repayment Capital repayment	£336
Total monthly payment	£1,168

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£17

Fee	Amount
Lender conveyancing fee	£295
Telegraphic transfer fee	£17
Total fees	£17
Cashback	−£250

£219,329

Monthly payments (initial) £1,168 × 24 months	£28,032
Capital remaining	£191,529
Telegraphic transfer fee	£17
Less cashback	£-250
True cost	£219,329

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £350 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.77%

Fixed

26 months

Initial term	26 months
Fixed until	31 Oct 2028

£1,143

Interest Loan × initial rate	£795
Repayment Capital repayment	£348
Total monthly payment	£1,143

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,016

Fee	Amount
Arrangement fee	£999
Lender conveyancing fee	£295
Telegraphic transfer fee	£17
Total fees	£1,016
Cashback	−£350

£219,353

Monthly payments (initial) £1,143 × 24 months	£27,421
Capital remaining	£191,266
Arrangement fee	£999
Telegraphic transfer fee	£17
Less cashback	£-350
True cost	£219,353

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £350 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

4.77%

Fixed

26 months

Initial term	26 months
Fixed until	31 Oct 2028

£1,143

Interest Loan × initial rate	£795
Repayment Capital repayment	£348
Total monthly payment	£1,143

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,016

Fee	Amount
Arrangement fee	£999
Telegraphic transfer fee	£17
Lender conveyancing fee	£295
Total fees	£1,016
Cashback	−£350

£219,353

Monthly payments (initial) £1,143 × 24 months	£27,421
Capital remaining	£191,266
Arrangement fee	£999
Telegraphic transfer fee	£17
Less cashback	£-350
True cost	£219,353

Excludes broker fees, legal fees and early repayment charges.

Halifax

28mo fixed

4.69%

No arrangement fee

Portable

Overpayments allowed

Monthly payment: £1,133
True cost: £218,470
Initial term: 28 months
Total fees: £100
Max LTV: 80.0%

Halifax

28mo fixed

4.69%

No arrangement fee

Portable

Overpayments allowed

Monthly payment: £1,133
True cost: £218,470
Initial term: 28 months
Total fees: £100
Max LTV: 80.0%

Halifax

28mo fixed

4.52%

Portable

Overpayments allowed

Monthly payment: £1,114
True cost: £218,794
Initial term: 28 months
Total fees: £1,099
Max LTV: 80.0%

Halifax

28mo fixed

4.52%

Portable

Overpayments allowed

Monthly payment: £1,114
True cost: £218,794
Initial term: 28 months
Total fees: £1,099
Max LTV: 80.0%

Coventry Building Society

28mo fixed

4.84%

Free valuation

No arrangement fee

Portable

Overpayments allowed

Monthly payment: £1,151
True cost: £218,974
Initial term: 28 months
Total fees: £133
Max LTV: 85.0%

Nationwide Building Society

2yr fixed

4.99%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

Monthly payment: £1,168
True cost: £219,062
Initial term: 2 years
Total fees: £0
Max LTV: 80.0%

Nationwide Building Society

2yr fixed

4.74%

Cashback

Free valuation

Portable

Overpayments allowed

Monthly payment: £1,139
True cost: £219,067
Initial term: 2 years
Total fees: £999
Max LTV: 80.0%

HSBC

26mo fixed

4.72%

Cashback

Free valuation

Portable

Overpayments allowed

Monthly payment: £1,137
True cost: £219,155
Initial term: 26 months
Total fees: £1,016
Max LTV: 80.0%

HSBC

26mo fixed

4.72%

Cashback

Free valuation

Portable

Overpayments allowed

Monthly payment: £1,137
True cost: £219,155
Initial term: 26 months
Total fees: £1,016
Max LTV: 85.0%

Bank Of Ireland

28mo fixed

4.84%

Cashback

Free valuation

Portable

Overpayments allowed

Monthly payment: £1,151
True cost: £219,176
Initial term: 28 months
Total fees: £705
Max LTV: 85.0%

Nationwide Building Society

2yr fixed

4.90%

Free valuation

No arrangement fee

Portable

Overpayments allowed

Monthly payment: £1,158
True cost: £219,204
Initial term: 2 years
Total fees: £0
Max LTV: 80.0%

Nationwide Building Society

2yr fixed

4.90%

Free valuation

No arrangement fee

Portable

Overpayments allowed

Monthly payment: £1,158
True cost: £219,204
Initial term: 2 years
Total fees: £0
Max LTV: 80.0%

HSBC

26mo fixed

4.99%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

Monthly payment: £1,168
True cost: £219,229
Initial term: 26 months
Total fees: £17
Max LTV: 80.0%

HSBC

26mo fixed

4.99%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

Monthly payment: £1,168
True cost: £219,229
Initial term: 26 months
Total fees: £17
Max LTV: 85.0%

Virgin Money

27mo fixed

4.90%

Free valuation

No arrangement fee

Portable

Overpayments allowed

Monthly payment: £1,158
True cost: £219,229
Initial term: 27 months
Total fees: £124
Max LTV: 80.0%

Nationwide Building Society

2yr fixed

5.04%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

Monthly payment: £1,174
True cost: £219,261
Initial term: 2 years
Total fees: £0
Max LTV: 80.0%

Halifax

28mo fixed

4.89%

No arrangement fee

Portable

Overpayments allowed

Monthly payment: £1,156
True cost: £219,264
Initial term: 28 months
Total fees: £100
Max LTV: 80.0%

Halifax

28mo fixed

4.89%

No arrangement fee

Portable

Overpayments allowed

Monthly payment: £1,156
True cost: £219,264
Initial term: 28 months
Total fees: £100
Max LTV: 80.0%

Halifax

28mo fixed

4.89%

No arrangement fee

Portable

Overpayments allowed

Monthly payment: £1,156
True cost: £219,264
Initial term: 28 months
Total fees: £100
Max LTV: 80.0%

Halifax

28mo fixed

4.89%

No arrangement fee

Portable

Overpayments allowed

Monthly payment: £1,156
True cost: £219,264
Initial term: 28 months
Total fees: £100
Max LTV: 80.0%

Nationwide Building Society

2yr fixed

4.79%

Cashback

Free valuation

Portable

Overpayments allowed

Monthly payment: £1,145
True cost: £219,266
Initial term: 2 years
Total fees: £999
Max LTV: 80.0%

Santander UK Plc

28mo fixed

4.98%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

Monthly payment: £1,167
True cost: £219,272
Initial term: 28 months
Total fees: £475
Max LTV: 85.0%

NatWest

27mo fixed

4.91%

Free valuation

No arrangement fee

Portable

Overpayments allowed

Monthly payment: £1,159
True cost: £219,274
Initial term: 27 months
Total fees: £30
Max LTV: 80.0%

Santander UK Plc

28mo fixed

4.73%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

Monthly payment: £1,138
True cost: £219,277
Initial term: 28 months
Total fees: £1,474
Max LTV: 85.0%

Bank Of Ireland

28mo fixed

4.75%

Cashback

Free valuation

Portable

Overpayments allowed

Monthly payment: £1,140
True cost: £219,318
Initial term: 28 months
Total fees: £1,205
Max LTV: 85.0%

Bank Of Ireland

28mo fixed

4.75%

Cashback

Free valuation

Portable

Overpayments allowed

Monthly payment: £1,140
True cost: £219,318
Initial term: 28 months
Total fees: £1,205
Max LTV: 85.0%

HSBC

26mo fixed

4.99%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

Monthly payment: £1,168
True cost: £219,329
Initial term: 26 months
Total fees: £17
Max LTV: 80.0%

HSBC

26mo fixed

4.99%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

Monthly payment: £1,168
True cost: £219,329
Initial term: 26 months
Total fees: £17
Max LTV: 85.0%

HSBC

26mo fixed

4.77%

Cashback

Free valuation

Portable

Overpayments allowed

Monthly payment: £1,143
True cost: £219,353
Initial term: 26 months
Total fees: £1,016
Max LTV: 80.0%

HSBC

26mo fixed

4.77%

Cashback

Free valuation

Portable

Overpayments allowed

Monthly payment: £1,143
True cost: £219,353
Initial term: 26 months
Total fees: £1,016
Max LTV: 85.0%

Get in touch

We are your online mortgage broker, offering you the convenience of applying for a mortgage online. However, we understand that sometimes you may prefer to speak with a human - phone, email or in person.

Phone number: 01133 205 902
Email: [email protected]
Postal address: 31 Bradford Chamber Business Park,
New Lane, Bradford, BD4 8BX

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FCA Authorised

We are authorised and regulated by the Financial Conduct Authority (No. 919921). The FCA does not regulate most Buy to Let mortgages.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

British Company

Cyborg Finance Limited is registered in England and Wales (No. 12131863) at Bradford Chamber, New Lane, Bradford, BD4 8BX