Mortgages for Limited Company Landlords

Learn what SIC codes are, which ones are commonly used for buy-to-let property investment companies, and why lenders look closely at the company’s stated business activity.

A practical guide to how Stamp Duty Land Tax works when a limited company buys property for rental, including the 3% surcharge, typical SDLT bands, and common reliefs and planning points.

A practical guide for landlords using an SPV or LTD company structure to buy-to-let, covering the key steps, documents and common pitfalls lenders expect to see.

A practical overview of how buy-to-let lenders assess applicants with defaults, what can improve your chances, and the key factors that influence approval.

A practical guide for buy-to-let landlords considering whether to purchase property via a limited company, covering potential advantages, common drawbacks, and the key mortgage and tax considerations.

Understand how moving an existing personal buy-to-let into a Limited Company or SPV typically works, why it’s often treated as a purchase rather than a remortgage, and the key mortgage, deposit, rental coverage and tax considerations.

A guide to what The Mortgage Works (TMW) has launched for Limited Company and SPV buy-to-let lending, including key product features and what landlords typically need to consider.

A practical guide to buy-to-let mortgages for limited company directors, including how lenders assess director income (PAYE salary, dividends and retained profit), what documents are typically required, and how trading history, deposit, credit profile and SPV structure can affect borrowing.

A practical guide to how commercial buy-to-let mortgages work for limited companies, including property types, lending criteria, deposits and security, repayment options, and the key differences versus residential buy-to-let.