Limited Company Buy-to-Let Guides

Learn what SIC codes are, which ones are commonly used for buy-to-let property investment companies, and why lenders look closely at the company’s stated business activity.

A practical guide to how Stamp Duty Land Tax works when a limited company buys property for rental, including the 3% surcharge, typical SDLT bands, and common reliefs and planning points.

A practical guide for landlords using an SPV or LTD company structure to buy-to-let, covering the key steps, documents and common pitfalls lenders expect to see.

Understand how moving an existing personal buy-to-let into a Limited Company or SPV typically works, why it’s often treated as a purchase rather than a remortgage, and the key mortgage, deposit, rental coverage and tax considerations.

A guide to what The Mortgage Works (TMW) has launched for Limited Company and SPV buy-to-let lending, including key product features and what landlords typically need to consider.

A practical guide to buy-to-let mortgages for limited company directors, including how lenders assess director income (PAYE salary, dividends and retained profit), what documents are typically required, and how trading history, deposit, credit profile and SPV structure can affect borrowing.

A practical guide to how commercial buy-to-let mortgages work for limited companies, including property types, lending criteria, deposits and security, repayment options, and the key differences versus residential buy-to-let.

A practical guide to remortgaging a buy-to-let property held in a limited company or SPV, covering common reasons, lender expectations, costs to plan for and key documents.

An educational guide to SPV (Special Purpose Vehicle) limited company buy-to-let mortgages—what an SPV is, why lenders may prefer it, potential benefits, how SPV structures are set up, and common questions.

A practical 2026 overview of buy-to-let lending, including how lenders assess affordability using interest coverage stress testing, plus common considerations for portfolio landlords, limited company/SPV structures and HMO properties.

A Northern Ireland-focused guide to buy-to-let mortgages for LTD companies and SPVs, including how lending is typically approached for standard lets and HMO-style properties.

A specialist overview of limited company (LTD/SPV) buy-to-let mortgages, including how they work, what lenders typically assess, common advantages and drawbacks, and the key factors that influence LTV and rental coverage.

A comprehensive guide to limited company (LTD/SPV) buy-to-let—what it is, how it works, why landlords are moving to company structures in 2026, how to set up an SPV that lenders will accept, how applications are assessed, and whether it's the right structure for your portfolio.