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Compare today's best-buy limited company buy-to-let mortgages by deposit size, then talk to our mortgage advisers about SPV set-up, rental coverage, director income and portfolio growth.

Mortgages for Limited Company Purchase

Buying a rental property through a limited company or special purpose vehicle (SPV) can be a tax-efficient route to growing your portfolio, but company buy-to-let mortgages work differently from personal-name borrowing. Lenders assess the company structure, director income, rental coverage and the property's expected yield, not just your personal affordability.

Our mortgage advisers will compare limited company and SPV buy-to-let products across the whole market, including specialist lenders your current bank may not mention, and guide the application from SPV set-up through to completion.

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Limited company purchase mortgages by deposit size

Your deposit, and the rental coverage the property can support, sets your loan-to-value (LTV), which drives the rates available to you. Use the tabs below to compare today's lowest true-cost limited company purchase deals across different deposit sizes.

These tables show illustrative best-buy deals for a typical limited company buy-to-let purchase. Your own rate and options depend on your circumstances. Speak to a mortgage adviser for a personalised comparison.


Explore our limited company resources

From setting up an SPV that lenders will accept, to understanding Stamp Duty, rental coverage and director income, we've pulled together everything you need in one place.


How our limited company mortgage service works

Tell Us About You

Share the details of your situation by completing a quick 60-second form. It takes just a minute and won't affect your credit score.

Mortgage Match

We search across more than 100 lenders — including exclusive deals only available through specialist brokers — to find the right mortgage for you.

Meet your Expert

We pair you with your dedicated mortgage adviser. They'll manage everything from start to finish while you track progress anytime in your personal customer portal. No chasing, no messy paperwork.


Limited company lenders we work with

As an independent broker we search deals from a wide panel of high-street and specialist lenders, not just one. That means more options for limited company and SPV landlords, including lenders who'll consider newly formed companies, portfolio structures and complex director income.


Limited Company Buy-to-Let Guides

Company Buy-to-Let Guide: SIC codes for property investment companies (SPVs)

Learn what SIC codes are, which ones are commonly used for buy-to-let property investment companies, and why lenders look closely at the company’s stated business activity.

Company Buy-to-Let Guide: limited company Stamp Duty (SDLT) for landlords

A practical guide to how Stamp Duty Land Tax works when a limited company buys property for rental, including the 3% surcharge, typical SDLT bands, and common reliefs and planning points.

Company Buy-to-Let Guide: how to secure a limited company buy-to-let mortgage

A practical guide for landlords using an SPV or LTD company structure to buy-to-let, covering the key steps, documents and common pitfalls lenders expect to see.

Buy-to-let with defaults: getting a mortgage when your credit history isn't perfect

A practical overview of how buy-to-let lenders assess applicants with defaults, what can improve your chances, and the key factors that influence approval.

Buying property through a limited company (LTD)

A practical guide for buy-to-let landlords considering whether to purchase property via a limited company, covering potential advantages, common drawbacks, and the key mortgage and tax considerations.

Company Buy-to-Let Guide: remortgaging a personal buy-to-let into an SPV

Understand how moving an existing personal buy-to-let into a Limited Company or SPV typically works, why it’s often treated as a purchase rather than a remortgage, and the key mortgage, deposit, rental coverage and tax considerations.

Company Buy-to-Let Guide: what The Mortgage Works offers SPV landlords (and the HMO catch)

A guide to what The Mortgage Works (TMW) has launched for Limited Company and SPV buy-to-let lending, including key product features and what landlords typically need to consider.

Company Buy-to-Let Guide: how company directors can get a mortgage approved — income, dividends and profit

A practical guide to buy-to-let mortgages for limited company directors, including how lenders assess director income (PAYE salary, dividends and retained profit), what documents are typically required, and how trading history, deposit, credit profile and SPV structure can affect borrowing.

Company Buy-to-Let Guide: how to finance commercial property through your limited company

A practical guide to how commercial buy-to-let mortgages work for limited companies, including property types, lending criteria, deposits and security, repayment options, and the key differences versus residential buy-to-let.


Ready to talk through your limited company purchase?

Tell us about your company structure, the property you're looking at and your goals, and one of our mortgage advisers will come back to you with clear, no-pressure guidance on your next steps.

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Get in touch

We are your online mortgage broker, offering you the convenience of applying for a mortgage online. However, we understand that sometimes you may prefer to speak with a human - phone, email or in person.

Phone number
01133 205 902
Postal address
31 Bradford Chamber Business Park,
New Lane, Bradford, BD4 8BX

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FCA Authorised

We are authorised and regulated by the Financial Conduct Authority (No. 919921). The FCA does not regulate most Buy to Let mortgages.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

British Company

Cyborg Finance Limited is registered in England and Wales (No. 12131863) at Bradford Chamber, New Lane, Bradford, BD4 8BX