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Compare today's best-buy limited company remortgage rates by equity level, then talk to our mortgage advisers about timing your switch, releasing equity from your SPV, and repositioning your portfolio.

Mortgages for Limited Company Remortgage

When your limited company or SPV mortgage deal ends, remortgaging is your chance to lock in a sharper rate, release equity to fund your next purchase, or restructure the property within your portfolio. But lenders will reassess the whole picture, the company's trading position, your director income, and whether rental coverage still clears their stress test at today's rates.

Our mortgage advisers compare limited company remortgage products across the specialist lender market, including SPV-friendly lenders mainstream brokers can't access, and manage the reassessment and application alongside your company accounts and valuations so the switch doesn't stall your strategy.

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Limited company remortgage rates by equity level

Your limited company remortgage rate is set by your current loan-to-value (LTV), how much you're borrowing against the property's value today. The more equity you've built, the wider the specialist lender pool and the sharper the rates. Use the tabs below to compare today's lowest true-cost limited company remortgage deals across different equity levels.

These tables show illustrative best-buy deals for a typical limited company remortgage. Your own rate and options depend on your SPV, rental coverage and circumstances. Speak to a mortgage adviser for a personalised comparison.


Explore our limited company remortgage resources

From timing your switch before your deal ends, to releasing equity efficiently and keeping your rental coverage above the stress test, we've pulled together everything you need to remortgage your company property with confidence.


How our limited company remortgage service works

Tell Us About You

Share the details of your situation by completing a quick 60-second form. It takes just a minute and won't affect your credit score.

Mortgage Match

We search across more than 100 lenders — including exclusive deals only available through specialist brokers — to find the right mortgage for you.

Meet your Expert

We pair you with your dedicated mortgage adviser. They'll manage everything from start to finish while you track progress anytime in your personal customer portal. No chasing, no messy paperwork.


Limited company remortgage lenders we work with

As an independent broker we search deals from a wide panel of high-street and specialist lenders, not just one. That means more options when you remortgage, including lenders who'll consider SPV structures, portfolio landlords, director income from salary and dividends, and equity release for further investment.


Limited Company Buy-to-Let Guides

Company Buy-to-Let Guide: SIC codes for property investment companies (SPVs)

Learn what SIC codes are, which ones are commonly used for buy-to-let property investment companies, and why lenders look closely at the company’s stated business activity.

Company Buy-to-Let Guide: limited company Stamp Duty (SDLT) for landlords

A practical guide to how Stamp Duty Land Tax works when a limited company buys property for rental, including the 3% surcharge, typical SDLT bands, and common reliefs and planning points.

Company Buy-to-Let Guide: how to secure a limited company buy-to-let mortgage

A practical guide for landlords using an SPV or LTD company structure to buy-to-let, covering the key steps, documents and common pitfalls lenders expect to see.

Buy-to-let with defaults: getting a mortgage when your credit history isn't perfect

A practical overview of how buy-to-let lenders assess applicants with defaults, what can improve your chances, and the key factors that influence approval.

Buying property through a limited company (LTD)

A practical guide for buy-to-let landlords considering whether to purchase property via a limited company, covering potential advantages, common drawbacks, and the key mortgage and tax considerations.

Company Buy-to-Let Guide: remortgaging a personal buy-to-let into an SPV

Understand how moving an existing personal buy-to-let into a Limited Company or SPV typically works, why it’s often treated as a purchase rather than a remortgage, and the key mortgage, deposit, rental coverage and tax considerations.

Company Buy-to-Let Guide: what The Mortgage Works offers SPV landlords (and the HMO catch)

A guide to what The Mortgage Works (TMW) has launched for Limited Company and SPV buy-to-let lending, including key product features and what landlords typically need to consider.

Company Buy-to-Let Guide: how company directors can get a mortgage approved — income, dividends and profit

A practical guide to buy-to-let mortgages for limited company directors, including how lenders assess director income (PAYE salary, dividends and retained profit), what documents are typically required, and how trading history, deposit, credit profile and SPV structure can affect borrowing.

Company Buy-to-Let Guide: how to finance commercial property through your limited company

A practical guide to how commercial buy-to-let mortgages work for limited companies, including property types, lending criteria, deposits and security, repayment options, and the key differences versus residential buy-to-let.


Ready to talk through your limited company remortgage?

Tell us about your SPV, the property, and what you want to achieve, and one of our mortgage advisers will come back to you with clear, no-pressure guidance on the rates and options available to you.

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Get in touch

We are your online mortgage broker, offering you the convenience of applying for a mortgage online. However, we understand that sometimes you may prefer to speak with a human - phone, email or in person.

Phone number
01133 205 902
Postal address
31 Bradford Chamber Business Park,
New Lane, Bradford, BD4 8BX

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FCA Authorised

We are authorised and regulated by the Financial Conduct Authority (No. 919921). The FCA does not regulate most Buy to Let mortgages.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

British Company

Cyborg Finance Limited is registered in England and Wales (No. 12131863) at Bradford Chamber, New Lane, Bradford, BD4 8BX