Mortgages for Holiday Let Owners
Holiday let mortgages are specialist buy-to-let products designed for properties let to guests on a short-term basis. Because the rental model is different from a standard AST tenancy, lenders assess affordability using short-term rental income, seasonality, location, and your plans for owner use.
Holiday let mortgage routes
Compare today's best-buy holiday let remortgage deals by deposit size, then talk to our mortgage advisers about timing your switch, releasing equity, or moving to a specialist lender.
Compare today's best-buy holiday let mortgages by deposit size, then talk to our mortgage advisers about short-term rental assessment, lender criteria and getting your holiday let purchase funded.
Related content
A collection of holiday let mortgage case studies for holiday let landlords.
Comprehensive answers to common questions about holiday let mortgages, including how they work, deposits, income requirements, owner use, Airbnb, property types, and more.
Browse our holiday let mortgage guides: how short-term rental income is assessed, lender criteria, owner-use rules, Airbnb and short-term lets, and switching from a standard buy-to-let.
Get in touch
We are your online mortgage broker, offering you the convenience of applying for a mortgage online. However, we understand that sometimes you may prefer to speak with a human - phone, email or in person.
- Phone number
- 01133 205 902
- [email protected]
- Postal address
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31 Bradford Chamber Business Park,
New Lane, Bradford, BD4 8BX
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We are authorised and regulated by the Financial Conduct Authority (No. 919921). The FCA does not regulate most Buy to Let mortgages.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Cyborg Finance Limited is registered in England and Wales (No. 12131863) at Bradford Chamber, New Lane, Bradford, BD4 8BX