Browse our first-time buyer mortgage guides: deposits and government schemes, affordability, mortgage types and rates, credit history, and special situations like single buyers, shared ownership and guarantor mortgages.
First-Time Buyer Guides
A clear, broker-led Q&A on the UK 95% LTV Mortgage Guarantee Scheme—what it is, when it’s available, key limits, property and borrower requirements, and common practical considerations.
A practical guide to how joint mortgages with friends work, including ownership options, affordability checks, credit implications, and what to plan for if circumstances change.
Practical, first-time-buyer-focused guides on every part of getting your first mortgage: deposits and loan-to-value, government schemes, affordability and how much you can borrow, mortgage types and rates, credit history, and special situations such as buying as a single applicant, shared ownership and guarantor mortgages.
Get in touch
We are your online mortgage broker, offering you the convenience of applying for a mortgage online. However, we understand that sometimes you may prefer to speak with a human - phone, email or in person.
- Phone number
- 01133 205 902
- [email protected]
- Postal address
-
31 Bradford Chamber Business Park,
New Lane, Bradford, BD4 8BX
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We are authorised and regulated by the Financial Conduct Authority (No. 919921). The Financial Conduct Authority does not regulate most Buy to Let mortgages.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Our initial consultation is free. If you choose to proceed, we’ll explain any broker fees upfront before you commit.
Cyborg Finance Limited is registered in England and Wales (No. 12131863) at Bradford Chamber, New Lane, Bradford, BD4 8BX.