Compare today's best-buy holiday let remortgage deals by deposit size, then talk to our mortgage advisers about timing your switch, releasing equity, or moving to a specialist lender.
Mortgages for Holiday Let Remortgage
Remortgaging a holiday let is an opportunity to secure a better rate, release equity for improvements or further investment, or move to a lender whose criteria better fit your letting model. Because holiday lets are assessed on short-term rental income rather than a standard tenancy, the right remortgage depends on your occupancy data, seasonality, and how much equity you've built.
Our mortgage advisers compare deals across the whole of the market, including specialist holiday let lenders your current provider won't mention, and manage the switch so your booking calendar and cash flow aren't disrupted.
Holiday let remortgage deals by deposit size
Holiday let lenders typically require a deposit of at least 25%, more than a standard buy-to-let, because short-term rental income is seen as higher risk. A larger deposit means a lower loan-to-value (LTV), which unlocks better rates. Use the tabs below to compare today's lowest true-cost holiday let remortgage deals across different deposit sizes.
These tables show illustrative best-buy deals for a typical holiday let remortgage. Your own rate and options depend on your circumstances. Speak to a mortgage adviser for a personalised comparison.
Explore our holiday let remortgage resources
From timing your remortgage to your existing deal end date, to understanding how lenders assess short-term rental income, we've pulled together everything you need in one place.
How our holiday let remortgage service works
Tell Us About You
Share the details of your situation by completing a quick 60-second form. It takes just a minute and won't affect your credit score.
Mortgage Match
We search across more than 100 lenders — including exclusive deals only available through specialist brokers — to find the right mortgage for you.
Meet your Expert
We pair you with your dedicated mortgage adviser. They'll manage everything from start to finish while you track progress anytime in your personal customer portal. No chasing, no messy paperwork.
Holiday let lenders we work with
As an independent broker we search deals from a wide panel of high-street and specialist holiday let lenders, not just your current one. That means more options when you remortgage, including lenders who'll consider higher LTVs, seasonal income patterns, and properties in popular tourist areas.
Ready to talk through your holiday let remortgage?
Tell us about your property and current deal, and one of our mortgage advisers will come back with clear, no-pressure guidance on your remortgage options, whether that's a rate switch, a move to a new lender, or raising capital.
Get in touch
We are your online mortgage broker, offering you the convenience of applying for a mortgage online. However, we understand that sometimes you may prefer to speak with a human - phone, email or in person.
- Phone number
- 01133 205 902
- [email protected]
- Postal address
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31 Bradford Chamber Business Park,
New Lane, Bradford, BD4 8BX
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We are authorised and regulated by the Financial Conduct Authority (No. 919921). The FCA does not regulate most Buy to Let mortgages.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Cyborg Finance Limited is registered in England and Wales (No. 12131863) at Bradford Chamber, New Lane, Bradford, BD4 8BX