We work for you — not the banks. A mortgage adviser gives you access to a wide range of mortgage deals from across the market, including many exclusive rates you cannot get directly from lenders.
Your Mortgage Adviser
You have your own story, goals, and circumstances — and we build mortgage solutions that fit you perfectly. Whether your needs are straightforward or more complex, we listen carefully and find the right path forward.
Take a look through our site to explore the wide range of loans we offer. If you don't see exactly what you need, simply get in touch with one of our expert mortgage brokers across the UK. We're always happy to have a friendly, no-obligation conversation to help you move forward.
How can we help?
Homeowner
- Mortgages for Home Movers Compare today's best-buy home mover mortgages by deposit size, then talk to our advisers about porting your current deal, switching lender, or borrowing more to fund your next move.
- Mortgages for Home Owner Remortgage Compare today's best-buy remortgage deals by loan-to-value, then talk to our advisers about switching lender, doing a product transfer, borrowing more, or simply avoiding your lender's SVR when your fixed rate ends.
Landlords
- Mortgages for HMO Purchase Compare today's best-buy HMO mortgages by deposit size, then talk to our advisers about licensing, multi-let rental income, and specialist lender criteria.
- Mortgages for HMO Remortgage Compare today's best-buy HMO remortgage rates by equity level, then talk to our advisers about timing your switch, maximising your rental coverage, and releasing equity from your multi-let.
- Mortgages for Holiday Let Purchase Compare today's best-buy holiday let mortgages by deposit size, then talk to our advisers about short-term rental assessment, lender criteria and getting your holiday let purchase funded.
- Mortgages for Holiday Let Remortgage Compare today's best-buy holiday let remortgage deals by deposit size, then talk to our advisers about timing your switch, releasing equity, or moving to a specialist lender.
- Mortgages for Landlord Purchase Compare today's best-buy personal-name buy-to-let mortgages by deposit size, then talk to our advisers about rental coverage, repayment structure, and how your purchase fits your portfolio plans.
- Mortgages for Landlord Remortgage Compare today's best-buy landlord remortgage deals by LTV, then talk to our advisers about securing a sharper rate, releasing equity from your rental property, or restructuring your buy-to-let portfolio.
- Mortgages for Limited Company Purchase Compare today's best-buy limited company buy-to-let mortgages by deposit size, then talk to our advisers about SPV set-up, rental coverage, director income and portfolio growth.
- Mortgages for Limited Company Remortgage Compare today's best-buy limited company remortgage rates by equity level, then talk to our advisers about timing your switch, releasing equity from your SPV, and repositioning your portfolio.
Other
- Development Finance Funding for new builds, conversions, and refurbishments — structured around your project, budget, and exit, with our advisers matching your scheme to the right specialist lenders and managing drawdowns through to completion.
- Mortgages for Commercial Properties Specialist commercial mortgage advice across the whole market — from owner-occupied premises and investment property to sector-specific lending. Talk to our advisers about structuring your transaction.
Mortgages for Home Movers
Compare today's best-buy home mover mortgages by deposit size, then talk to our advisers about porting your current deal, switching lender, or borrowing more to fund your next move.
Read moreMortgages for Home Owner Remortgage
Compare today's best-buy remortgage deals by loan-to-value, then talk to our advisers about switching lender, doing a product transfer, borrowing more, or simply avoiding your lender's SVR when your fixed rate ends.
Read moreMortgages for HMO Purchase
Compare today's best-buy HMO mortgages by deposit size, then talk to our advisers about licensing, multi-let rental income, and specialist lender criteria.
Read moreMortgages for HMO Remortgage
Compare today's best-buy HMO remortgage rates by equity level, then talk to our advisers about timing your switch, maximising your rental coverage, and releasing equity from your multi-let.
Read moreMortgages for Holiday Let Purchase
Compare today's best-buy holiday let mortgages by deposit size, then talk to our advisers about short-term rental assessment, lender criteria and getting your holiday let purchase funded.
Read moreMortgages for Holiday Let Remortgage
Compare today's best-buy holiday let remortgage deals by deposit size, then talk to our advisers about timing your switch, releasing equity, or moving to a specialist lender.
Read moreMortgages for Landlord Purchase
Compare today's best-buy personal-name buy-to-let mortgages by deposit size, then talk to our advisers about rental coverage, repayment structure, and how your purchase fits your portfolio plans.
Read moreMortgages for Landlord Remortgage
Compare today's best-buy landlord remortgage deals by LTV, then talk to our advisers about securing a sharper rate, releasing equity from your rental property, or restructuring your buy-to-let portfolio.
Read moreMortgages for Limited Company Purchase
Compare today's best-buy limited company buy-to-let mortgages by deposit size, then talk to our advisers about SPV set-up, rental coverage, director income and portfolio growth.
Read moreMortgages for Limited Company Remortgage
Compare today's best-buy limited company remortgage rates by equity level, then talk to our advisers about timing your switch, releasing equity from your SPV, and repositioning your portfolio.
Read moreDevelopment Finance
Funding for new builds, conversions, and refurbishments — structured around your project, budget, and exit, with our advisers matching your scheme to the right specialist lenders and managing drawdowns through to completion.
Read moreMortgages for Commercial Properties
Specialist commercial mortgage advice across the whole market — from owner-occupied premises and investment property to sector-specific lending. Talk to our advisers about structuring your transaction.
Read moreHow it works
Tell Us About You
Share the details of your situation by completing a quick 60-second form. It takes just a minute and won't affect your credit score.
Mortgage Match
We search across more than 100 lenders — including exclusive deals only available through specialist brokers — to find the right mortgage for you.
Meet your Expert
We pair you with your dedicated mortgage adviser. They'll manage everything from start to finish while you track progress anytime in your personal customer portal. No chasing, no messy paperwork.
Our Lender Partners
Some of our happy clients
Great service, my broker Djordje got me a buy to let mortgage offer within 48 hours and the remortgage was completed within 2 weeks from application. Highly recommended
Mark has done a number of mortgages for me over the past 18month. He is efficient, competent and always responds to emails quickly. What makes this company stand out from the norm is that even once they have done the work required and fees paid, if any issues arise they always step in to support and go out of there way to help and resolve as was the case for me when dealing with a rather useless solicitor. Very professional firm with a wealth of knowledge experience and contacts.
I have used Paul Adamson for several years now and he has always come through and delivered. He finds ways of making it work, understands customer need and gives useful guidance. Will be using again.
Paul was fantastic in arranging our mortgage. He was on the ball and continually driving the process with the lender and the conveyancer. We will definitely arrange our next mortgage with Cyborg Finance.
What does a mortgage adviser do?
We work for you — not the banks. A mortgage adviser gives you access to a wide range of mortgage deals from across the market, including many exclusive rates you cannot get directly from lenders.
We take the time to understand your individual situation and goals, then search for and recommend the most suitable mortgage for you. Once you choose a deal, we handle the heavy lifting. We review your application thoroughly, make sure all the paperwork meets the lender's requirements, and submit everything correctly. This helps your application run smoothly and saves you time and potential costs.
Our support does not stop there. Our brokers and client relationship managers keep you updated throughout the process. We can also help with your conveyancing and insurance arrangements so everything moves forward in one place.
Why a Mortgage Adviser and not your Bank?
When financing a property purchase or remortgage, you have two routes: a Bank Salesman or a Mortgage Adviser. We insist your bank is the worst option. If you don't choose us, do choose another mortgage adviser.
| Aspect | Using a Mortgage Broker | Going Direct to a Lender |
|---|---|---|
| Choice & Access | Market-wide search across high-street and specialist lenders, including exclusive broker-only deals | Limited to that one lender's products only |
| Advice & Suitability | Independent, regulated advice tailored to your goals | No independent comparison; potential product sales bias |
| Credit Impact | Soft search for initial research; we minimise unnecessary hard checks | Risk of multiple hard credit checks if you shop around yourself |
| Criteria & Complex Cases | Access to options for self-employed, multiple incomes, and adverse credit (IVAs, DMPs, defaults, CCJs) | Stricter lending criteria; higher chance of being declined |
| Speed & Admin | We handle the paperwork and liaise with lenders to keep things moving | You chase the lender yourself; progress can be slower |
| Rate Monitoring | We lock in a rate early and switch to a better one if suitable rates appear before completion | Limited to updates from that one lender |
| Ongoing Support | Full monitoring of your mortgage with timely reminders before rates change or deals end | You must track all dates and changes yourself |
| Fees & Transparency | All initial advice is free. Any broker fee is clearly disclosed upfront and only applies if you proceed | Bank product fees vary; advice is often more limited |
Free Initial Mortgage Advice
You can get all the initial mortgage advice you need — completely free.
We only charge a fee if you successfully complete on a mortgage we arrange for you. If you decide not to proceed, change your mind, or withdraw at any point, there is no charge at all.
This means you can ask every question, explore your options, and take all the time you need without any financial pressure.
We believe in keeping things simple, transparent, and focused entirely on what works best for you.
Get in touch
We are your online mortgage broker, offering you the convenience of applying for a mortgage online. However, we understand that sometimes you may prefer to speak with a human - phone, email or in person.
- Phone number
- 01133 205 902
- [email protected]
- Postal address
-
31 Bradford Chamber Business Park,
New Lane, Bradford, BD4 8BX
Looking for a career in Mortgage Advice? View job openings.
We are authorised and regulated by the Financial Conduct Authority (No. 919921). The FCA does not regulate most Buy to Let mortgages.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Cyborg Finance Limited is registered in England and Wales (No. 12131863) at Bradford Chamber, New Lane, Bradford, BD4 8BX