Malicious Damage Insurance Cover

Tenant Sets a Fire! Is your Insurance Covered?

A recent buzz around Landlord’s Social Media as one Landlord expressed shock! they were not covered for malicious damage. A short summery is a tenant set fire to there room. They put other tenants lives at risk and police arrested them as a result. The landlord issues a claim for the damage caused, Landlord Building Insurance has them covered? Unfortunately not. …

How to keep on top of Rent Arrears.

How to keep on top of Rent Arrears? (Expert Roundup)

In any business managing cashflow and client invoices is the cornerstone of good management, being a landlord is no different. In this article we will explore the basics of keeping on top of Rent Arrears not before first asking the advice of some lettings experts. Rent Arrears Expert Roundup Kate Faulkner on rent Arrears Property Consultant Property Checklists “In my …

Prepare Buy to Let for Winter

Preparing Buy-to-Let for Winter

Its November! – Now the clocks have gone back, the nights start to draw in and winter starts coming in fast – its time to start preparing for winter. That means for Buy-to-Let Landlords moving to ensure the property is ready for the cold months ahead in order to protect the value of the property. External Pipes As pipes start …

What is Schedule of Works?

What is a Schedule of Works?

When you purchase a property, that is in need of renovation you often need a Schedule of Works. The document is used at both stages at the initial request for Short Term Finance (on current value) and again on the request for Sale/Mortgage (on value after renovation). A schedule of works is a document that oulines the works that you …

Right to Rent Helpline & Launch Date

It has today been announced that the Right to Rent obligations will come into force from February 2016. This date forward landlords will become an internal immigration force, not permitted to rent properties to those that have no right to live or work in the United Kingdom. Landlords will be obligated to check the tenants status and those tenants on …

Limited Company Buy to Let Mortgages.

Limited Company Buy to Let – Advantages and Disadvantages

With George Osborne’s 2015 Summer Budget reducing mortgage interest relief for landlord holding property in there personal names – Limited Company Buy to Let has become an overnight hit. This is due to the added Tax benefit of a Limited Company being able to retain profits preventing pushing property investors into higher rate tax payers and the mortgage interest relief …