Bespoke Finance

Maximum HMO Loan-to-Value (LTV)

You can obtain HMO Mortgages up to 85% LTV.


This means you will only require a deposit with 15% of the value of the property.


Unfortunately the mortgage costs are higher, stepping up from 80% LTV to 85% LTV can see interest rates over 100 base points higher.


Remember - the maximum loan you can obtain is also limited by the rent that is obtained, as a rental affordability test.

Free Enquiry

You have many options on how you wish to send us your details for your No Obligation Free Quote:

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Bespoke Finance is a trading style of Bespoke Finance Direct Limited.

Bespoke Finance Direct Limited is authorised and regulated by the Financial Conduct Authority (No. 715805) to transact regulated mortgages.

The FCA does not regulate some investment mortgage contracts.

Bespoke Finance Direct Limited is registered in England and Wales (No. 09623432) at 31 Church Lane, Pudsey, LS28 7LD.

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