Bespoke Finance

What is a HMO Property?

The definition changes from Planning, HMO Licensing and Finance.


With mortgage lenders it often down to the Tenancy Agreement and arrangement of the property. Sometimes we can get finance on Standard BTL Rates if the occupants are on one AST, sharing amenities with no locks on doors (like a corporate let or student let). If the property has multiple tenancies housing unrelated people you will often require a HMO Mortgage.


A HMO Mortgage or not - our team can help identify the best lender. To get you the best rate where applicable.

Free Enquiry

You have many options on how you wish to send us your details for your No Obligation Free Quote:

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Bespoke Finance is a trading style of Bespoke Finance Direct Limited.

Bespoke Finance Direct Limited is authorised and regulated by the Financial Conduct Authority (No. 715805) to transact regulated mortgages.

The FCA does not regulate some investment mortgage contracts.

Bespoke Finance Direct Limited is registered in England and Wales (No. 09623432) at 31 Church Lane, Pudsey, LS28 7LD.

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