Bespoke Finance

Buying a rental property in your personal name? A personal-name buy-to-let mortgage is assessed primarily on the rental income the property is expected to generate.

Mortgages for Landlord Purchase

Mortgages for Landlord Purchase

Buying a rental property in your personal name remains one of the most common routes into buy-to-let. A personal-name buy-to-let mortgage is assessed primarily on the rental income the property is expected to generate, alongside your wider financial position.


How we can help

  • Comparing personal-name buy-to-let products across the market
  • Stress-testing rental coverage against lender criteria
  • Supporting applications for first purchases and portfolio growth
  • Advising on structure, repayment type and exit planning

Important information

A mortgage is a loan secured against your property. Your property may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority does not regulate some buy-to-let mortgages.

Get in touch

We are your online mortgage broker, offering you the convenience of applying for a mortgage online. However, we understand that sometimes you may prefer to speak with a human - phone, email or in person.

Phone number
01133 205 902
Postal address
31 Bradford Chamber Business Park,
New Lane, Bradford, BD4 8BX

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FCA Authorised

We are authorised and regulated by the Financial Conduct Authority (No. 919921). The FCA does not regulate most Buy to Let mortgages.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

British Company

Cyborg Finance Limited is registered in England and Wales (No. 12131863) at Bradford Chamber, New Lane, Bradford, BD4 8BX